It’s easy to get started with a Gold IRA for seniors from Swiss America. Simply rollover funds from an existing retirement account to help secure your future.
Owning physical gold or silver coins and bars can offset the money-stealing effects of inflation, crisis and stock market volatility.
*Based on average 2000 gold price vs. current spot price. Past performance does not guarantee future results.
Protect your future today! Our dedicated Gold IRA support team can help you start with four easy steps:
1
Open a Gold IRA account with a custodian.
2
Add $5,000 to the account or rollover money from your 401(k) or other retirement account.
3
Decide which gold, silver, platinum or palladium coins and bars to buy.
4
Buy metals from Swiss America and your custodian stores them at an IRS-approved depository until retirement.
The costs for Swiss America’s Gold IRA include:
Minimum investment$5,000
Custodian set up$50
Custodian maintenance$90
Commingled storage$125
Total fees$215
*Gold Star Trust custodian account fees
“Randy is an excellent rep and advisor. He’s knowledgeable about every aspect of the process. He provided volumes of educational information that helped me understand the many aspects of changing our portfolio.”
James Ettwein
“Cliff is very knowledgeable and very attentive to my goals in precious metals. He keeps me updated on my portfolio and also how the market is doing. He works very hard in helping me get the most for the money I am able to invest.”
Patricia A Velez
“Matt, Earl and Curt were wonderful to work with, each of them took their time explaining various options. My wife and I had many questions, and felt comfortable asking each of them as we worked through the process.”
Nicholas Blackwell
Not while the metals stay in the IRA. The IRS requires them to be held at an IRS-approved depository. You can take possession by taking a distribution, which is taxed and carries a 10% penalty before age 59 and a half.
It means the metal meets the IRS purity standard. Gold must be 99.5% pure, silver 99.9%, and platinum and palladium 99.95%.
Yes. A direct rollover moves the money from your 401(k) to your Gold IRA custodian with no tax and no penalty.
If you are 50 or older you can contribute up to $8,600 in 2026. Under 50 the limit is $7,500. Rollovers and transfers from another retirement account have no annual limit.
Use a direct transfer between custodians. The money moves from your current custodian to your Gold IRA custodian without passing through your hands, so you owe no tax and no penalty.
Required minimum distributions start at age 73 for a Traditional Gold IRA. Roth Gold IRAs have no required distributions during your lifetime. You can sell your metals and take the cash, or take the metals themselves.
Gold pays no dividends or interest, and the price can fall. You pay custodian and storage fees every year whether the price rises or falls, and selling metals takes longer than selling a stock.
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