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Convert Your IRA to Gold

Convert your IRA to gold without paying taxes or penalties using a transfer or rollover.

  • Get started with only $5,000
  • Diversify with physical gold
  • Protect your savings from inflation

Converting IRA to gold

You can convert some of your existing IRA to gold in three easy steps:

Open an account and fund it

Open an account with a self-directed IRA custodian. Use a direct custodian-to-custodian transfer to move over the amount you want to invest in gold.

Buy precious metals

Work with the Swiss America team to choose eligible bars and coins for your Gold IRA.

Store your metals until retirement

We ship your metals to a secure depository chosen by your custodian.

Avoid taxes and penalties

A direct custodian-to-custodian transfer is the easiest way to avoid taxes and penalties.

Which metals can go in your IRA?

The IRS approves gold, silver, platinum and palladium bullion bars and coins for IRA accounts.

Gold

Silver

Platinum

Palladium

A Guide to Precious Metals IRAs from Swiss America

Get our Gold IRA guide

Contact us for a free Gold IRA book that includes:

  • Tax benefits of precious metals IRAs
  • What to look for in a Gold IRA company
  • Withdrawing your metals in retirement

Convert IRA into gold with Swiss America

We’ve helped over 60,000 investors buy gold since 1982.

  • Rated 4.7 stars across 126 BBB and Google reviews
  • Buyback program
  • Gold IRA team that helps you through every step

How much does it cost?

Minimum investment$5,000
Custodian set up (one time)$50
Custodian maintenance (yearly)$90
Commingled storage (yearly)$125
Total yearly fees$215

*Gold Star Trust custodian account fees. Costs may vary with other custodians.

What customers say about Swiss America

“Randy is an excellent rep and advisor. He’s knowledgeable about every aspect of the process.”

James Ettwein

“Cliff is very knowledgeable and very attentive to my goals in precious metals.”

Patricia A Velez

“Matt, Earl and Curt were wonderful to work with, each of them took their time explaining various options.”

Nicholas Blackwell

FAQs on how to convert IRA to gold

What is a Gold IRA rollover?

A Gold IRA rollover is where you roll a portion or all of your retirement funds into a self-directed IRA account that allows you to buy physical gold and silver.

Is a Gold IRA rollover tax-free?

Yes, a Gold IRA can be tax-free if you use a direct custodian-to-custodian transfer. You’ll open the new account first, then ask your current custodian to send the funds to your account directly.

What is the difference between a Gold IRA transfer and a rollover?

A transfer is when your current custodian directly transfers your money to your new custodian. A rollover is when your current custodian sends the funds to you first and then you deposit into the new account within 60 days. A transfer is the simplest approach.

Can I convert a Roth IRA to gold?

Yes, you can convert your Roth IRA into gold and keep the same tax benefits.

Convert IRA to gold with Swiss America

Become a physical gold investor and start protecting your wealth today!