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Gold and Silver IRA

A gold and silver IRA lets you own physical bars and coins with your retirement accounts. It’s a great way to diversify outside paper assets like stocks and bonds.

  • Worry less every time the stock market drops
  • Help your savings keep up with rising prices
  • Own physical gold and silver in your IRA
  • Keep the same tax benefits as your traditional IRA
  • Enjoy retirement without watching the market every day

★★★★★

“They were very easy to work with and explained things so anyone could understand what you were buying. I would recommend Swiss America to anyone thinking about buying gold or silver.”

Dennis S.

10/08/2026 · BBB A+

A Guide to Precious Metals IRAs from Swiss America

Protect your savings with gold and silver

Owning physical gold or silver coins and bars can offset the money-stealing effects of inflation, crisis and stock market volatility.

  • Diversify: Gold and silver prices don’t always go up and down with the stock market, real estate or bitcoin.
  • Track record: People have used gold and silver as money for thousands of years.
  • Inflation: If you’d bought $5,000 of gold in 2000, it would be worth about $79,000 today.*
  • No middleman: Your gold and silver don’t need a company or a bank to have value.
  • Limited supply: There’s only so much gold and silver in the world, so your metals can’t drop to zero like a stock can.
  • *Based on average 2000 gold price vs. current spot price. Past performance does not guarantee future results.

“Very knowledgeable, friendly, patient and has helped and guided me to my satisfaction. Not pushy like some businesses of the same line.”

Lana S.

BBB review

Setting up a physical Gold or Silver IRA

Protect your future today! Our dedicated gold IRA support team can help you start with four easy steps:

Open the account

Open a gold IRA account with a custodian.

Fund it

Add $5,000 to the account or rollover money from your 401(k) or other retirement account.

Pick your metals

Decide which gold, silver, platinum or palladium coins and bars to buy.

Store it safely

Buy metals from Swiss America and your custodian stores them at an IRS-approved depository until retirement.

“My Swiss America experience has turned out so well. They were so enthusiastic about gold as an investment and explained the process in detail. Both were very informative and patient with my questions.”

Anne K.

BBB review

How much does a Silver or Gold IRA cost?

The costs for Swiss America’s gold IRA include:

One time

Minimum investment$5,000
Custodian set up$50

Annual

Custodian maintenance$90
Commingled storage$125
Total fees$215

*Gold Star Trust custodian account fees

Why choose a Gold or Precious Metals IRA from Swiss America?

  • Swiss America has a 44-year business track record of great customer service and support.
  • You can use our buyback program whenever you are ready to sell your metals.
  • We have a dedicated team to help you through setting up your precious metals IRA process.
  • Protect your retirement with precious metals and support from a company committed to customer satisfaction.

What customers say about Swiss America

“Randy is an excellent rep and advisor. He’s knowledgeable about every aspect of the process. He provided volumes of educational information that helped me understand the many aspects of changing our portfolio.”

James Ettwein

“Cliff is very knowledgeable and very attentive to my goals in precious metals. He keeps me updated on my portfolio and also how the market is doing. He works very hard in helping me get the most for the money I am able to invest.”

Patricia A Velez

“Matt, Earl and Curt were wonderful to work with, each of them took their time explaining various options. My wife and I had many questions, and felt comfortable asking each of them as we worked through the process.”

Nicholas Blackwell

For more information on Swiss America reviews, visit our reviews summary page.

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Start a Gold IRA with Swiss America for as little as $5,000

Protect your future with precious metals and partner with a company with proven support and customer satisfaction.